MYOB Pay Super: Compliance information

Is Pay Super ready for Payday Super (1 July 2026)?

Yes, Pay Super is ready. Under the legislation, employers are generally required to ensure super contributions reach an employee’s super fund within 7 business days of payday.

In limited scenarios — such as when paying super for a new employee or to a new or updated super fund, where additional validation may be required — the legislation allows up to 20 business days to make the contribution.

Pay Super is ready and to further support these requirements, MYOB is actively:

Enhancing workflows to better support more frequent super payments
Exploring faster payment methods
Improving visibility, validation, and reporting to help reduce errors and rework
Releasing new features progressively ahead of 1 July 2026

Processing times are also expected to improve across the super ecosystem. As part of the Payday Super reforms, super funds will be required to allocate contributions within 3 business days, down from the current timeframe of up to 20 days. This will reduce the time between payment being made and contributions appearing in employees’ super accounts.

MYOB is working closely with the ATO and industry partners to implement these changes and will guide customers through updates as they are released. Keeping employee and fund details accurate remains one of the most effective ways employers can help ensure payments are made and processed on time.

Can I pay super into a Self Managed Super Fund (SMSF) through Pay Super?

Yes. Pay Super supports SMSF contributions, provided the fund's details are correctly set up in MYOB and you have made at least one successful STP transaction.

To pay super to an SMSF through Pay Super, you'll need the fund's:

ABN
Electronic Service Address (ESA) — this is required for SuperStream-compliant payments and must be provided by the SMSF trustee or their administrator
Bank account details for the fund

Once these details are entered in the employee's super fund record in MYOB, the contribution will be included in your Pay Super payment batch alongside any other fund contributions.

If you've previously had issues paying super to an SMSF through MYOB, check that the ESA is current and correctly entered — this is the most common cause of SMSF payment failures.

If you're unsure of your fund's ESA, speak with your SMSF administrator or accountant.

What is an Electronic Service Address (ESA) and why do I need one for an SMSF?

An ESA is a unique address that allows an SMSF to receive SuperStream-compliant contribution data. It's provided by a messaging provider authorised to handle SuperStream transactions.

Unlike retail and industry super funds, SMSFs don't have a universal super identifier (USI). Instead, they use an ESA to receive the data message that accompanies each super payment.

Without a valid ESA, super contributions to an SMSF cannot be processed through SuperStream — which means they can't be paid via Pay Super.

The SMSF trustee or their administrator is responsible for obtaining and maintaining an ESA. Some providers offer this service for free; others charge a small fee. Your accountant can advise on the right provider.

What is a Member Validation Request (MVR) and why does it matter?

A Member Validation Request (MVR) is a check that verifies an employee's super fund membership details — such as their member number and fund ABN — before a super contribution is submitted. It is part of the SuperStream standards being updated as part of the Payday Super reforms.

MVR is not a compliance requirement under Payday Super from 1 July 2026. It's an enhancement designed to reduce rejected or returned contributions by catching incorrect fund details before a payment is made — helping ensure super reaches the right fund account on time.

The ATO has indicated that MVR functionality across clearing houses and Digital Service Providers (DSPs) may not be fully available by 1 July 2026, and this won't affect your compliance obligations. The core requirement remains that contributions reach your employee's fund within 7 business days of payday.

MYOB is actively building MVR capability into Pay Super and will keep you updated as it becomes available. Further changes to SuperStream and MVR are expected to roll out progressively through the 12 months following 1 July 2026.

In the meantime, the most effective way to reduce rejected contributions is to ensure employee fund details — fund name, USI, and member number — are accurate and up to date in MYOB.

Is MYOB ready for MVR from 1 July 2026?

MYOB is currently working on integrating Member Validation Request (MVR) into Pay Super. This is a new requirement confirmed by the ATO as part of the Payday Super reforms, and our team is actively building this capability.

We will communicate to all Pay Super users as soon as MVR is available in MYOB. Watch for updates in the product and via our communications.

In the meantime, the best way to reduce rejected contributions is to ensure employee fund details (fund name, USI, and member number) are accurate and up to date in MYOB Acumatica. Using the employee onboarding feature in MYOB Acumatica — Workforce Management can help make sure employee super info is correct.

Does MYOB Pay Super use the New Payments Platform (NPP)?

Not at this stage. MYOB Pay Super currently processes super payments through SuperChoice, our clearing house partner, which uses the Bulk Electronic Clearing System (BECS) — the same established payment rail used across the superannuation industry today.

The New Payments Platform (NPP) is Australia's real-time payment infrastructure, and while it's increasingly being explored for super payments, it's not yet a requirement under Payday Super legislation. The core obligation from 1 July 2026 is that contributions reach your employee's fund within 7 business days of payday — MYOB Pay Super is built to meet that obligation.

We'll continue to monitor developments in payment infrastructure and will keep you updated if anything changes to how Pay Super processes payments in the future.